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Estimated monthly payment
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Financial tip
Did you know? Borrowing £20,000 at 5.5% APR over 3 years results in higher monthly payments but less total interest than spreading the loan over 10 years.
Assumes fixed rate amortising loan. This is not financial advice and not a recommendation.
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We minimise data collection and only use non essential cookies or ads with your consent. We do not sell data and we do not retain your calculator inputs on our servers.
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Making the most of financial calculators
Online calculators are designed to help you test different scenarios quickly. They are not a replacement for tailored financial advice, but they can give you a clear starting point when comparing options. A loan calculator, for example, helps you understand how changes in interest rate, loan term, and principal amount affect your repayment plan.
The key to getting value from these tools is exploring multiple scenarios. Try shorter and longer terms, higher and lower interest rates, or varying the initial amount. By doing this, you will see how sensitive your repayments are to small changes. This can help you avoid surprises later.
Remember, calculators assume stable conditions. In reality, interest rates can change and lenders may apply fees that alter the total cost. Always use the outputs as a guide and seek professional input for important financial decisions.
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Our financial experts can help you interpret your calculator results and create a comprehensive plan.
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We do not gate results or upsell forms. You get clear answers first and optional links later.
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Frequently asked
Do I need an account?+
No. You can use all tools without creating an account or providing personal details. This design preserves your privacy and allows you to test scenarios freely. By avoiding sign-up barriers, we also reduce data exposure and make the experience faster and simpler for every user.
Need help? Our financial advisors are available to assist with personalized guidance.
Do you store any data?+
We do not keep what you enter on our servers. All calculations are processed in real time and the inputs are discarded immediately after the result is returned. Some tools may optionally store values locally in your browser so you can return later without re-entering numbers. You are always in control - clear your browser storage at any time to remove them.
How accurate are the results?+
We use standard financial formulas with clearly stated assumptions. For example, loan and mortgage tools apply amortisation formulas with fixed rates unless otherwise specified. Results are reliable for illustrating how changes in rates, terms, or amounts affect repayments, but they cannot predict future changes in interest or fees. Always double-check important decisions with a qualified financial adviser.
Will this work offline?+
No. You will need an internet connection because the calculators run on our servers to ensure accuracy and consistency. However, once you have results, you can take a screenshot or copy them for reference offline. For critical planning, reconnect and re-run scenarios to keep your numbers up to date.
Privacy pledge
We minimise data collection and use non essential cookies and ads only with your consent. Calculations run on our servers and we do not retain your calculator inputs.
Our Privacy Commitments
- Calculations processed in real-time without storing inputs
- No personal data collection required for tool usage
- Browser storage only for convenience, never for tracking
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