Terms of Use

1. Educational Purpose

KSR Pointer provides financial tools and learning resources for general educational and informational purposes only. Content on this site is not personal financial advice, legal advice, tax advice, or regulated investment advice.

2. No Professional Relationship

Using this website does not create an advisor-client, fiduciary, or professional services relationship. You are responsible for decisions made from information provided by this site.

3. Accuracy and Estimates

Calculator outputs are estimates based on your inputs and built-in assumptions. We do not guarantee completeness, accuracy, or suitability for your specific circumstances. Always verify key figures with official providers, lenders, employers, or tax authorities.

4. User Responsibilities

• Provide accurate and lawful inputs when using tools or contact forms.
• Do not misuse the website, attempt unauthorized access, or disrupt service operation.
• Review outcomes critically before making financial commitments.

5. Third-Party Services

This site may use third-party infrastructure, analytics, advertising, or external links. We are not responsible for the policies, content, or availability of third-party websites and services.

6. Intellectual Property

Site content, design, and code are protected by applicable intellectual property laws. You may use the site for personal, non-commercial purposes. Reuse or redistribution beyond fair use requires permission.

7. Limitation of Liability

To the fullest extent permitted by law, KSR Pointer is not liable for losses or damages arising from reliance on site content or tool outputs.

8. Changes to Terms

We may update these terms from time to time. Material updates will be reflected by the "Last updated" date on this page.

9. Contact

For questions about these terms, please use the Contact page. For data handling details, see our Privacy Policy.